Little Changes That Will Earn You Big Savings
As a college student, managing money can be a very difficult task. Some people get used to it at an early age, where as others don't have that privilege. If you are one of those individuals, whose parents took care of finances for them, you may find yourself with a lack of understanding of how to manage money. If you learn only one lesson in college, it will be how to save money. Saving money takes creativity and planning. Shop only when stores have sales, even if the only sale is something odd such as maternity wear. Even maternity clothes can be cute; you just have to buy two to three sizes smaller. Now, of course, not all money saving tips requires such odd shopping tactics. Learning to manage money may not be very fun, but you will be supporting yourself, which is very rewarding.
Your grocery budget is the first thing to change. Eating out with your friends may be fun but it isn't financially smart. Restaurants are not cheap. Shopping and eating at home will save you tons of money. Even if you eat a lot, you will be surprised how far you can stretch a dollar at the store. Start clipping coupons and taking them with you. If you're a label snob you may have to learn to buy generic brands, the price difference is astonishing. Perhaps go shopping when you visit home with your parents and buy food in bulk, which makes it much cheaper as well. Also, try to cut out eating habits such as dessert or drinking soda. Both are unnecessary and add extra costs to your grocery bill. Soda is very expensive. Buy a water bottle and take it with you places so you don't ever feel the need to buy a soda.
Your mode of transporation may also be costing you money. Taking cabs, driving, all of these things can be very expensive. If you don't already use public transportation, start. In most cities you can purchase cards for special prices and reduced rates. Also, if you are going somewhere within five miles of your home or dorm, try using a bike. Investing in a bike will not only save you money but keep you healthy! Gas these days is just too expensive, try to avoid driving yourself around or using a cab whenever possible.
Last but not least comes shopping. This is an area where you should be the most frugal. Clothes are fun, and it is understandable to want to look nice, but you may not be able to shop like you used to.
Try and buy pieces you can mix with a lot of things. Staples like vests, a cute pair of sorts, a scarf, boots, can all be thrown with different out fits and make it look brand new. Doing this will keep your outfits looking spicy and new. When you do need to buy something new though, try and find sales. Keep in mind that smart doesn't mean bad quality. Buy something that will last, so that you only have to buy it once. When buy sandals, the twenty dollar ones may make more sense that the two dollar ones if you plan on wearing them frequently.
Connor R. Sullivan and his wife purchased several maternity wear outfits for their daughter to use during her pregnancy. His wife loves the maternity clothes they offer online these days. This article, Little Changes That Will Earn You Big Savings has free reprint rights.
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